Granting Your Bookkeeper Read-Only Bank account Access
Source: Google Gemini
To allow your bookkeeper to log directly into your bank account only to view information (not to move money), please follow these steps on your bank's website:
General Steps (Exact wording varies by bank):
Log in to Your Bank's Online Banking: Use your primary personal/business login.
Find User/Account Access Management: Look for sections like:
"Account Access Manager"
"Manage Users"
"Shared Access"
"Delegate Access"
"Security & Profile" > "User Management"
"People & Permissions"
Add a New User/Delegate: Select the option to "Add New User," "Grant Access," or "Add Delegate."
Create Bookkeeper's Login:
You will create a NEW, SEPARATE username and password specifically for your bookkeeper.
Enter their name and email if prompted.
Set "View-Only" Permissions: This is critical!
Select the "View Only," "Reporting," "Statement Access," or similar limited access level.
Do NOT give permissions for transfers, bill pay, transactions, or administrative control.
Select Accounts: Choose only the specific bank accounts (checking, savings, credit card) you want them to view.
Review & Confirm: Double-check all settings, especially the "View Only" permission. Submit.
Provide Credentials: Securely give your bookkeeper the new username and password you just created for them.
Important Notes
Security: This creates a dedicated, restricted login, protecting your main account. Your bookkeeper cannot move or change your money.
Revoke Anytime: You can easily revoke or change this access at any time through the same "User/Account Access Management" section.